5 Reasons Why You Should Insure Your Cellphone

1. You save money.

The one most important reason why you should insure your cell phone is to save money. So okay. Let's say you own an iPhone. Then, when you weren't looking, you cute little niece got a hold of it and dropped it in the toilet. If your iPhone is insured, don't worry, they'll replace it. How much does an iPhone cost these days and how much does cell phone insurance cost? The bottom line is, you save money.

2. Thousands of Americans lose their cell phones every year. Isn't that reason enough?

It's true. In the US an estimated 700,000 cell phones are reported lost or stolen every year. That's not including cell phone malfunction and other things. Fortunately most cell phone insurance policies cover loss, theft, technical malfunction, accidental phone damage, etc. So the wise thing to do is to follow what everyone else thinks is right: that is insure your cell phone.

3. You are assured of a new phone when your old cell phone breaks down.

Cell phones can break down any time. Especially the newer models, those with 5 megapixel cameras and touch screen features—one minute these cell phones are working fine, the next minute they're dead. If you own a vintage Nokia 3210 then we suggest you pass up on insurance. But if your cell phone is an iPhone or any of the latest models, don't forget to visit your local cell phone insurance company.

4. It serves as an extended warranty.

When your warranty expires, your cell phone insurance should immediately take its place. So in a way cell phone insurance is like warranty that never expires. Sure, you have to pay it, but it's still protection from total loss.

5. Why not?

Why not insure? Most of the time it's only $4.99 to $5.99 a month, plus deductible fee when you file a claim. This monthly premium shouldn't even exceed $90 a year. A year. That is covering your cell phone from theft, damage and loss for an 365 days. So if you look at it this way, yhe trade off is well worth it depending on the initial price of the cell phone.

Need we say more? Protect and insure your cell phone now.

 

< Prev		Next >