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Cell Phone Insurance deductibles and how to avoid them

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Before you sign up, the cell phone insurance company representative probably tells you they'll be charging you $4.00 a month plus a “small deductible fee” once you file an insurance claim. Thing is, this “small deductible fee” can easily translate from $50 to $120. That's a big difference!

So buyers beware.

 

Cell Phone Insurance Companies

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A cell phone insurance policy is only as good as the company that offers it.
But don't get us wrong: there are just as many legitimate cell phone insurance companies out there as there are fake ones.
And the ratio for true and false insurance claims is just about the same.
What are cell phone insurance companies? How do you find the good ones?

 

5 Reasons Why You Should Not Insure Your Cellphone

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1. High deductible

2. Replacement phone is refurbished, not brand new
3. Peripherals don't fit
4. Replacement phone of less value than deductible
5. You won't need insurance anyway

Simply put, you won't need insurance when you don't lose your cell phone. By the end of the year, you get an extra $60, or $120 in two years, $180 in three years, etc.

So you still think you need cell phone insurance? Take your time and think it through.

   

5 Reasons Why You Should Insure Your Cellphone

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1. You save money.
2. Thousands of Americans lose their cell phones every year. Isn't that reason enough?
3. You are assured of a new phone when your old cell phone breaks down.
4. It serves as an extended warranty.
5. Why not? Need we say more? Protect and insure your cell phone now.

 

 

Does my carrier provide cell phone insurance

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We all want want to protect what's ours. We all want to keep our cell phones as long as possible. All of us wants at least some assurance that someone, or somebody, is waiting to help us if our cell phone got lost or stolen.
   

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